Tuesday, October 23, 2012

31 Days to Financial Freedom, Day 23: Last week in review

I lied!  The homemade tortilla tutorial will be tomorrow's post.  In flipping through my pictures, I realized I didn't take any pictures of the actual tacos done, but since we're making them again tonight (very excited!), I'll take some more pictures so you can see the finished product.

I do this thing where I audit my spending at the end of every week.  For me, a week runs from Sunday to Saturday, just for simplicity sake.  This is an audit of our spending from October 14 - October 20.

Debit -21.22 Groceries -   IGA 10/14/2012 354.19
Debit -49.11 Fuel - A 10/14/2012 305.08
Auto -94.87 Car Insurance 10/15/2012 210.21
Debit -1.69 Snacks 10/15/2012 208.52
Auto -59.76 Student Loan - A 10/16/2012 148.76
Debit -1.69 Snacks 10/15/2012 147.07
1099 -40.00 Babysitting 10/15/2012 107.07
Debit -32.44 Fuel - Me 10/17/2012 74.63
Debit -1.69 Snacks 10/17/2012 72.94
Deposit 331.47 Paycheck - A 10/18/2012 404.41
Debit -33.69 Groceries - Walmart 10/18/2012 370.72
Debit -1.79 Groceries - D&R (AP Flour) 10/18/2012 368.93
Debit -6.82 Groceries - IGA 10/18/2012 362.11
Debit -5.00 Groceries - Family Express (Milk) 10/18/2012 357.11
Debit -3.21 Eating out - Pizza Hut 10/18/2012 353.90
Debit -4.71 Eating out - McDonalds 10/18/2012 349.19
Auto -317.61 Car Payment 10/18/2012 31.58
Deposit 973.97 Paycheck - Me 10/19/2012 1005.55
Auto -200.00 First Federal 10/19/2012 805.55
Auto -40.00 Account #2 10/19/2012 765.55
Debit -16.77 Eating out - Pizza Hut 10/19/2012 748.78
Debit -24.60 Diapers 10/20/2012 724.18
Debit -29.28 Joann Fabrics - Halloween 10/20/2012 694.90
Debit -11.24 Lowe's (Dryer) 10/20/2012 683.66
Debit -191.89 Couch 10/20/2012 491.77
Debit -0.95 Snacks 10/20/2012 490.82
Debit -25.00 Fuel - Me 10/20/2012 465.82
Debit -6.93 Ace (Dryer) 10/20/2012 458.89
Debit -14.96 Halloween 10/20/2012 443.93
1100 -29.00 Chinese Food 10/20/2012 414.93
Deposit 29.00 Deposit for Chinese Food 10/20/2012 443.93

Our income for the week was $1305.44, which was under for what I had budgeted.  My husband came home early from work sick on day, cutting his paycheck by about $70.  Not good! 

We spent $68.52 on groceries, $31.48 under budget.  Woohoo!

We reached our budgeted amount for snacks this week.  In total, we spent $6.02.  This was mainly because of the baseball games I was watching every night.  $1.69 will buy my husband and I two 32 oz. sodas.  OR we could buy a 2 liter for $1.  Doy!

We have also reached our budgeted amount for eating out for October.  We bought pizza one night, and then ate out one other time.  We also purchased Chinese food, but we were reimbursed for that in cash.  Free meal!

I also forgot to pay our daycare bill that week.  Duh!  So two checks will be on the next week's register. 

Our car payment was $34 more this month because we had previously made two late payments (after the 10 day grace period), and had to pay late fees.  I love throwing money away!

Income:    $1,305.44
Expenses: $1236.92

So it wasn't a super successful week, but it wasn't a fail either!  Auditing our expenses really helps me to see where we're at with our money, and how we can do better.  I hope you'll try it with your own spending! 

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